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Listen to the following audio and read the article that goes with it:

Psychology Of Fraud: Why Good People Do Bad Things

After reviewing both the audio and article material, why do you believe that Toby ended up like his brother, engaging in criminal behavior? Reviewing the chapter material on the importance of character, does this behavior relate to Toby’s character, or was it something else? Do you believe that individuals of good ethical and moral character can still be criminal? If so, how can we learn from these individuals and how can we prevent someone with good character from engaging in bad behavior? Articulate your reasonings.

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